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IHT – where are we now?

Early planning to mitigate the effect of IHT is likely to prove a more concrete way of protecting your wealth. Some measures are straightforward, while others are more complex and will require the help of a specialist IHT adviser.

Protect your income (when all about are losing theirs)

Insurance is available which can protect against redundancy while also replacing your income, should an accident or illness prevent you from working.

Pity the public sector worker

According to the OECD, UK pensioners have the lowest retirement income relative to previous earnings in the developed world, but powerful weapons are at the disposal of those taking responsibility for funding their own retirement.

Cometh the hour, cometh the cuts…

Will you be taking to the streets in protest or adopt a more practical approach to surviving the ‘sober decade’? Here are just some of the key areas where your financial adviser can help and advise you.