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Protection – Back to Basics

Money that has been diligently saved over a number of years is very quickly spent if your earned income stops. Until an individual has a significant body of capital to fall back on or even generate sufficient income from, pooling risk using insurance is a cost effective way to avoid short term financial problems.

Endangered species needing protection? Us, not the ostrich!

People tend to wish friends and contacts a happy, healthy and prosperous New Year. Usually, these good wishes become reality.