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	<title>Holder &#38; Combes</title>
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	<description>Chartered Financial Planners</description>
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		<title>Quoted in the Evening Standard</title>
		<description><![CDATA[We like to think that we know what we are talking about, so it is reassuring when others feel the same and ask for comment on topical issues.]]></description>
		<link>http://www.holderandcombes.co.uk/quoted-in-the-evening-standard/</link>
			</item>
	<item>
		<title>ISA for the right reasons&#8230;&#8230;</title>
		<description><![CDATA[People can often overlook the point that an ISA should not be considered as a ‘product’, rather as an ‘allowance’. 

The nice man in the bank will do his utmost to sell you an ISA.... but caution is needed to ensure that you dont end up investing in the wrong underlying assets.....]]></description>
		<link>http://www.holderandcombes.co.uk/isa-for-the-right-reasons/</link>
			</item>
	<item>
		<title>Pension auto-enrolment: Coming soon to a workplace near you</title>
		<description><![CDATA[How to protect the old from poverty has challenged governments since they decided that Victorian workhouses were not the answer. ]]></description>
		<link>http://www.holderandcombes.co.uk/pension-auto-enrolment-coming-soon-to-a-workplace-near-you/</link>
			</item>
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		<title>A matter of resolve: Financial planning in 2012</title>
		<description><![CDATA[When the economy is having a real impact on everyday lives, there is every reason to make sure that personal finances are in the best possible order. ]]></description>
		<link>http://www.holderandcombes.co.uk/a-matter-of-resolve-financial-planning-in-2012/</link>
			</item>
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		<title>Investment strategy: Never look back in anger</title>
		<description><![CDATA[Hindsight is not always a wonderful thing for investors; it means they can see all the missed investment opportunities that could have achieved a spectacular return for them during the previous year. Even in depressed global markets, there are usually a few bright spots because a particular country, sector or company has bucked the trend. Predicting where the bright spots will be is not so easy and the FSA frequently asserts that 'past investment performance provides no guide to future performance'. Last year's winners could be next year's losers.]]></description>
		<link>http://www.holderandcombes.co.uk/investment-strategy-never-look-back-in-anger/</link>
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		<title>Endangered species needing protection? Us, not the ostrich!</title>
		<description><![CDATA[People tend to wish friends and contacts a happy, healthy and prosperous New Year. Usually, these good wishes become reality. ]]></description>
		<link>http://www.holderandcombes.co.uk/endangered-species-needing-protection-us-not-the-ostrich/</link>
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		<title>Ed in the Metro &#8211; ethical funds</title>
		<description><![CDATA[Ed was back in the press last week, this time talking with the METRO about the ethical fund industry. We took this story to the newspaper a few weeks ago and suggested  they might be interested to hear about the top ten holdings of many ethical funds.]]></description>
		<link>http://www.holderandcombes.co.uk/ed-in-the-metro/</link>
			</item>
	<item>
		<title>The Pension Detectives are born!</title>
		<description><![CDATA[We are now to be working with the guys at This is Money to help track down otherwise lost or forgotten pension benefits for selected members of the public! ]]></description>
		<link>http://www.holderandcombes.co.uk/the-pension-detectives-are-born/</link>
			</item>
	<item>
		<title>Your Will &#8211; Why it pays to plan for the future&#8230;</title>
		<description><![CDATA[Guest legal blogger Gareth from Silverman Sherliker LLP has kindly written this piece on why it pays to have a decent Will in place.]]></description>
		<link>http://www.holderandcombes.co.uk/your-will-why-it-pays-to-plan-for-the-future/</link>
			</item>
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		<title>Tips to make completing your Tax Return a little less painful</title>
		<description><![CDATA[With only a few weeks left before the January 31 tax return submission deadline for 2010/2011 and Moira Stewart’s stern but friendly reminders still ringing in the ears, now is the time to tackle that tax return.]]></description>
		<link>http://www.holderandcombes.co.uk/tips-to-make-completing-your-tax-return-a-little-less-painful/</link>
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